Do you need to solve some problems, to make purchases and for this you need a loan? You don’t know what are the steps to follow to get money and you want to know the different options that the Personal Payday loan provides you with?
Read this guide and we will show you all the steps to get the right financing for you with this institution!
- How to get a loan with Personal Payday
- The necessary guarantees for the loan with Personal Payday
- What do you need for the request?
- Time to get the loan
- The interests
- And for the protested subjects?
- Personal Payday loans for temporary workers
How to get a loan with Personal Payday
In case you find yourself in need of a loan, Personal Payday provides you with many different loan options . This institute also allows you to apply for the loan online and obtain it in a couple of days.
If you want to know the cost of the installment you can choose to make a quote online : Enter your details, the amount you want to request and the number of installments in the appropriate form.
The quote is free and non-binding and helps to find out about the repayment duration. Pay attention to the number of installments and the monthly cost and remember that the lower the monthly amount, the more the interest increases.
Carefully evaluate the duration of the payment and in this way you will reduce the waste of money in interest. If you want to know all the options and features of the loan with Personal Payday we recommend asking for an appointment at the branch.
Here are the options:
- Multiple Loan , flexible for family expenses such as travel, ceremonies or jobs;
- Public Employment Loan , personalized and without mediation and preliminary fees;
- Multiple online loan , fast and easy to request;
- Loan Protect Mortgage , to help repay the loan;
- Superflash loan , for young people between 18 and 35;
- Maxi Pignoratizio Loan , medium-long term, without preliminary costs;
- INPS Pensioner Loan , reserved for pensioners INPSinps.
The necessary guarantees for the loan with Personal Payday
Whatever loan you decide to request, you will have to provide guarantees, even those who are on the list of bad payers or those who have been protested have the same obligations. The guarantees to apply for a loan with Personal Payday are:
- The guarantee of a third party : a parent, a friend or a relative who can act as a guarantee. The guarantor can become responsible instead of the applicant;
- The pension : depending on the age of the subject, both the duration and the number of installments to be reimbursed vary;
- The pay slip : allows you to get the money at favorable rates and faster;
- Salary-backed salary : also useful for those who have been protested or who are on the bad payers list. The sum will be withheld from salary or pension. The loan can be repaid up to ten years at advantageous rates. We talked about it here .
What do you need for the request?
To obtain the loan with Personal Payday you must provide the bank with:
- A valid identity document;
- The pay slip, the last tax return (only for the self-employed) or the pension.
Who has been protested and who is on the list of bad payers has the obligation to provide the same documents. Commonly, you don’t need to bring more documents as the bank will take care of the rest.
Time to get the loan
If the request is made through the online form you can get the money in a couple of days, as already mentioned. So in just 48 hours from the opening of the file you will have the money you need.
In the event that you decide to request the amount in the branch, a representative will be specially prepared to show you what the average waiting times are for receiving a loan on the account.
We must never forget that each case is different from the other and that waiting times as well as the interest to be repaid can change. The person in charge will evaluate the loan request and only then will you have confirmation of the rates and the amount of the installments.